No medical exam or added stress. Speak to our trusted advisors and set up your life insurance policy in minutes.
Family Life Insurance with a lump sum benefit amount up to $1.5m and monthly premiums from as little as $9.66 per month1.
We are Canada’s most trusted direct life insurance provider*. Enjoy a pressure-free service from our team of specialists.
Managing a family can be both overwhelming and rewarding at the same time. We all know it’s easy to get caught up in the day-to-day. The last thing you might be thinking about right now is life insurance. After all, it can be difficult to think about how your family would manage things like living expenses after you are gone. At Cover Direct, we want to make getting life insurance as straightforward as possible.
Cover Direct Family Life Insurance is exclusive to us and available for Canadian residents aged 18 to 70.2 Depending on your age, you could get up to $1.5 million worth of coverage. Even better, our prices start from as little as $9.66 per month1 with no policy fees. We offer no medical life insurance, meaning that you can get a quote directly from one of our expert advisors over the phone. There are no complicated forms, medicals or blood tests to get approved - just a few health and lifestyle questions. This is a straightforward, easy-to-understand life insurance that can be purchased in just a few minutes.
As the most trusted direct life insurance provider in Canada*, we’re proud to say that we’ve been rated ‘Excellent’ on Trustpilot after thousands of independent reviews. We've also got excellent ratings on Google, REVIEWS.io and Feefo, where we’ve won the Gold Trusted Service Award.
At Cover Direct Insurance Agency, we want to make securing life insurance as simple and straightforward as possible. That’s why when you’re applying for a Family Life Insurance policy, there is no medical and you won’t have to answer any invasive questions. We’ll just ask you a couple of simple health and lifestyle questions.
Depending on your age when you apply, you could get up to $1.5 million worth of coverage. Without the need for a medical, you can easily arrange your family life insurance policy over the phone in minutes. You won’t have to waste time searching around for a policy, our coverage is available exclusively through us. If you’d like a better idea of how much coverage you would like you can use our life insurance calculator.
Trying to balance the budget for a family can be a tough task, even at the best of times. It can sometimes be too easy to put off getting life insurance. After all, it’s not easy thinking about your own death. We are here to help you embrace your responsibility to your loved ones. We’ve designed our policies to be simple and straightforward, to help make it easy for you to secure life insurance. That’s why we don’t require a medical to get insured. You can complete everything over the phone in a matter of minutes.
Some of the common factors that can impact the cost of your Cover Direct Family Life Insurance policy include:
With Cover Direct you’ll have the flexibility to apply to make changes at any stage during the policy, for no additional fees.
Life is full of surprises and unfortunately, not all of them are good. If you would like greater peace of mind, we can discuss some of the optional extras with you. These optional extras will pay a tax-free lump sum amount to you, or your loved ones.
Read the most commonly asked questions about Cover Direct Family Life Insurance.
No medical life insurance is a simple way to help provide some financial support for loved ones that depend on you. A life insurance policy allows you to leave behind a lump sum amount that could be used by your loved ones to pay tax bills, final expenses and other debts after you pass away. It could also be used as a gift. Depending on your age, you could apply for up to $1.5 million in coverage.
Find out more about Cover Direct Family Life Insurance in our FREE and easy to understand information pack. It includes important information and things to consider before you buy.
To start the claims process, simply call us or email claims@coverdirect.ca. Our claims team are highly trained and handle claims with care and compassion.
We will send you a claim form to be completed, signed, and returned to us. The claim will then be reviewed as quickly as possible. We may need more information, in which case the person making the claim might be contacted.
Once your claim is approved, we will pay the benefit amount to the person legally entitled to it.
Please refer to our T&Cs for more detail.
