National postal disruption: Due to the current Canada Post labour dispute, documents sent by mail may take longer to arrive than usual. | Find out more.

Looking for coverage? 

To get a free, no obligation quote, you can click here or call us TOLL FREE at 1-844-990-4254.


Our friendly Canadian sales team is available Monday to Friday 9am to 9pm ET (excluding public holidays).

Existing customer? 

To talk to us about your existing policy or to apply to make a change, call us TOLL FREE at 1-844-990-4466.


Our Customer Service team is available Monday to Friday from 9am to 8pm ET (excluding public holidays).


You can also reach us via email at inquiries@coverdirect.ca

Claims

To start the claims process, simply call us or email claims@coverdirect.ca. We will send you a claim form to be completed, signed, and returned to us. The claim will then be reviewed as quickly as possible.


If we need more information, the person making the claim might be contacted. After your claim is approved, we will pay the benefit amount to the person legally entitled to it.

Complaints

Hopefully you’ll never have reason to complain but if you do, we will do our best to work with you to resolve it quickly.

You can contact us in several ways. Please include or have your policy number ready so that we can deal with your inquiry promptly. Please phone or write to us, as follows:

Phone:

1-844-990-4466

Open Monday to Friday 9am to 8pm ET (excluding public holidays).

In writing:

Cover Direct Insurance Agency, PO Box 64004, Royal Bank Plaza, Toronto, Ontario, M5J 2T6.

Email:

complaints@coverdirect.ca

In the unlikely event that your complaint is not resolved to your satisfaction, you may refer to The Financial Consumer Agency of Canada (FCAC) at:

Phone:

For service in English: 1-866-461-FCAC (3222)
For service in French: 1-866-461-ACFC (2232)

In writing:

Financial Consumer Agency of Canada
427 Laurier Avenue West, 6th Floor
Ottawa ON K1R 1B9

Website:

www.canada.ca/en/financial-consumer-agency.html

Making a complaint will not affect your legal rights.

Help protect your family with Cover Direct